One challenge to manage is being able to clarify for lenders on those rentals (if you have them) which amount of the premium should be paid for each rental so that they do not include the entire premium into their escrow analysis, inflating your monthly payment on that rental. 

Anwsering my own question...https://mcs.pt/expat-services/portugal-golden-visa/https://mcs.pt/expat-services/...It's related to the Golden Visa Program

But as far monthly payment you could easily buy a house in a cheaper location have less roommates and the same monthly payment or the same number of roommates and a lower monthly payment.

The tenant supposedly had complained for months to the property manager that the furnace was not working.

  $6k per month and $30,000 to get it going and it cash flowed about $20k a month. 

10,000 pieces of mail every month. . .ten thousand! 

We have been doing medium term for a few months with less success than we hoped.

I wouldn't have any interest in buying something like this to hold since it would be so far negative cash flow wise on a monthly basis.

You’ll get a statement around the 7th-10th of the month and a deposit the next day or two.

By the time I reach 20% equity (likely 3+ years away), my monthly mortgage payment will come down when I refinance, but $600 is a big hit to the numbers.