From what I read in Bloomberg, delays in high-demand areas have gone up significantly in the past year.

These are prime locations, think near downtown or popular tourist destinations where demand for short-term rentals is typically high.

I'm not saying "wow, what a deal" or to copy this I'm just saying when compared to SFH or continuing to rent, the 2-4 unit househack is very appealing and thus demand is strong.

It's an amazing place to learn and grow in real estate.

If you want to grow, then scaling within control is good.

Be conservative because demand can go up or down at any time as can the laws -- a good general rule of thumb for STR is to make sure it still makes sense as an LTR.

We look forward to an incredible 2025 and continuing to grow our businesses together.

I will get great appreciation growing my equity over time.

It's an amazing place to learn and grow in real estate.

If I used the HELOC, the investment needs to generate >9%.I recognize there are many variables not listed here but would love to hear from more experienced investors on more generally how you think about using cash vs. home equity to grow your portfolio in the current environment.