It would be a shame to pay interest on the entire amount, if only part of funds are deployed.Thanks in advance for any tips on things we should look out for in loan terms, refinancing, etc!

This is going to be very market dependent, and property dependent. 

Files can be shared in the cloud with bank level encryption.

But even more so since theres no app on my phone, so Im missing out.It was just a lot easier to just click on the app when I had a spare moment :( I hope it will be available for iphones again soon.

I am majoring in Architecture so I will be NCARB certified and have a license in the future.

Right now, any answer is just preference without being able to go deeper and really give you quality advice.

If you're looking for ways to accelerate, consider these options:Seller Financing – Some sellers may finance a portion of the purchase price, reducing your need for a large down payment.DSCR Loans – These loans focus on property cash flow rather than personal income, often requiring only 15% down.Private Money Lenders – If you can find a PML willing to work with you, you may be able to put less down.Partnerships – If you’re open to splitting profits, you could bring in a partner who funds the down payment.Since you’re okay with the slower path, just keep stacking cash, but these might be worth exploring to move faster!

Be ready for a wealth of information at your finger tips.

Any experiences would be helpful.

I'd imagine at that cost you'd either be buying just a shell of a property or raw land.