Are you military? 

But the military found ways to do it, implemented new training techniques, and whole generations of new soldiers have responded to them.

Otherwise check out construction financing with a local lender or credit union. 

Is it better to use a Bank or Credit Union?

Credit unions as well.

I recently retired from the military and now I am ready to start Chapter 2.

It is rare for the "actual" (a note to the military as the unit leaders are "actuals") to offer one on one.

although im currently in NY, my wife is from the Yokohama area. ive lived and work in Japan on and off for about 9 years, mostly in the military.

Other people like in BP just want to collect rent and do FIRE when they're 31 LOLif not because of high tech military industry including aerospace/naval industry, high tech industry and dominating US dollar, USA almost has no competitive edge anymore in the world except these three things....

I'm being quoted a 7.75% cash out refi rate at Houston Federal Credit Union right now.