If a policy excludes wind coverage (more common in places like Florida where insurance is severely strained by weather and other market conditions) then all wind related events are excluded.In those cases, it's sometimes possible to purchase a wind policy (usually covers wind & hail) which would provide tornado protection.

Often, I am not able to keep all of my ira funds invested in active loans so I would like to be able to keep the money that is not invested in loans in a liquid "money market" type of fund on a temporary basis.

I don't invest overseas, but I do invest in multiple markets across the U.S.

You were not afforded a reasonable (in most states, 30 days) amount of notice to re-market your property. 

Likewise, the same can be said for properties with in-law suites or finished basements.Have you considered or explored any particular ATL markets?

Im working on getting another appraiser over there in hopes i can get mid to high 6's Maybe try a BPO - this will be cheaper but not as detailed and should give you a general idea of the market - its much more expensive and time consuming to get an appraiser if your going to do multiple of them.  

Quote from @Robert Jones: @Kristi Kandel what market are you in? 

He is interested in REI, has good basic knowledge on REI and has more than enough saved up for down but hesitate because of current market, interest rate, rental demand, capex, first investment jitters, draw of stock market, etc, etc. 

I own one rental house in Cypress, but with the current market I have not been able to find another existing single family home to buy that looks like a good investment. 

If you ever need insights on the Portland/surrounding markets or strategies for maximizing returns, feel free to reach out.