Look into Government and Local Programs: Check if you qualify for SBA or local economic development programs that offer lower-rate refinancing options.4.

Go look at your latest tax return and see how much you gave away to both federal and state governments.

Our government and Federal Reserve must let our economy free fall so our free economy system will self correct.  

Keep in mind that month+ rentals are usually covered by state laws governing tenant / landlord rights and responsibilities.

And renting to employees of one of the biggest employers in town didn't hurt with the government either.  

Playing devils advocate hereThis is also the time the government printed $5T and even NFT’s were of value.Take out the land and manufacturers homes and look at value2007 new sales price was around $65kThat dropped for 10+ years into the 50’s and 50’s and is now $82,300 which is covid related.https://fred.stlouisfed.org/series/SPSNSAUS

😅The TCPA which governs this activity states that the SMS must be sent individually to be compliant.Telephone Consumer Protection Act 47 U.S.C. § 227 SEC. 227. [47 U.S.C. 227] RESTRICTIONS ON THE USE OF TELEPHONE EQUIPMENT(A) to make any call (other than a call made for emergency purposes or made with the prior express consent of the called party) using any automatic telephone dialing system or an artificial or prerecorded voice—

All institutional lenders, DSCR, conventional and government send out disclosures that are very clear regarding the length of time and the percentages of the prepayment penalties. 

Until then, your state and local government will affect your property ten thousand times more than climate change, probably more.

To address this, we verify the property owner per government records and use this information to vet imposters.Anything that seems suspicious will lead to us requesting an acceptable Letter of Explanation to address.Analyze IncomeMany landlords require a month of paystubs from applicants and just use these to calculate a monthly qualifying income.