Now I realized that people today, including my own landlord, were actually doing the same thing that the English nobility did.

//End Poorly Formatted Pdf copy/pasteIf one of the resident tax wizards wants to translate IRSease into English for me it would be most appreciated.

Spelling, grammar, and the ability to communicate well in English are important.

Just want to put this out there ...Millennials in the US get a bad rep sometimes while "foreigners" seem to have a knack for finding success.We have a couple of young guys in our group - they're in their 20s - who were born in South Korea, have been here and exposed to American English long enough to not speak with a strong accent, have been with our group for just over two years and have acquired access to $4.5 Million in funding. 

My English was not working so well above folks.

Also I do find without the country being English speaking that creates, not a lot, but some issues.

exactly if I can do it so can 99% of other folks, just think about all the folks were English is their second language and they pass the test !!

Due to the primary language being english, the shared Tort law that we got from the the Brits, and the USD tied to the BZE 2-1 it is a place that provides a comfortable amount of culture shock to the casual traveler.  

@Jon Holdman good explanation in plain English, there is no disagreement I see, my statement refers to several risks, market risk, credit risks, repayment, collateral and so on, the interest rate charged is based on the risks assumed, including the risk of loss from any aspect.On the hard money lender side, they mostly set rates to the market, as much as they can charge and remain competitive, while they do some underwriting they seldom go  through any risk analysis, one reason the loan pool is usually too small to bother with it. 

Can someone please explain to me in baby English how you can pay back a private lender - who is a regular person?