The thing is, emotional support animals aren’t the same as service animals, so they don’t have the same legal protections, but they still get some coverage under housing laws.Now, you can ask for documentation to verify the need for an ESA, but it’s a slippery slope when it comes to denying the request based on your suspicion of the letter. 

@Olivier ChaineIn all trust deed or mortgage documents written by instructional lenders that I’ve come across, a change in ownership/manager structure of an LLC holding title to a property is a violation of the “due on sale” clause, so from a purely covenant violation sense purchasing the LLC doesn’t help you.  

The absolute BEST (and most expensive solution) is a highly qualified attorney who’s a specialist in estates, because they will provide the optimum documentation, legal thinking, and specialized situation for every client.  

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Lenders title insurance policy should be obtained and all documents properly prepared and filed accordingly.

You have to send in documents, wait, get permession, get called/emailed back, THEN get permission to do normal things that take 30 seconds on a normal online bank portal such as a same day wire transfer.  

Afterward, have the document reviewed by an attorney.For example, suppose two friends decide to pool resources and invest together.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

The loan application information is then verified during underwriting by income documents such as pay stubs or tax returns. 

Consider having a mold inspection done and include the report in your listing documents to remove doubt for future buyers