At that LTV range, your best bet is private lenders; ma and pa types who are sick of getting 0.3% in a CD.

What should the monthly CF be in C/D neighborhoods in rural areas like this one?

It may be a C-/D+ building but it’s treated me very well so far and I plan to continue acquiring more of them until I have enough equity to buy a large house here that I can break up into 3-4 rental units.

there is a loan disclosure at the bottom of the CD that reads escrow account: $5277.03 says right next to it estimated total amount over 1 year escrowed property cost:Property taxes, homeowners insurance. mortgage insurance.

When you buy a property in a C, D, or any-of-the-subsequent-letters-that-follow location, you are also making a decision about the types of tenant you will attract and the level of management required for that tenant. 

are these a/b/c/d properties?

VRBO is a major player in Sevier County market.

It's pretty easy to see by these posts who has worked with General Contractors successfully and those who have not.When folks condemn a whole profession because they've been "burned" at some point in the past, it just shows how ignorant they are.Of course you need to research whomever you are considering working with and General Contractors are very easy to assess once you know what to look for.Instead of complaining after the fact, get better at conducting your own due diligence.Contractors, like ANY profession has some bad players, BUT it's your fault if you haven't done the proper research.Just a thought.

(I went to UofM Dearborn so I have basketball players rent out the bottom unit)The only thing that made it hard in Dearborn was how high insurance and property taxes are.

Take the bus.These are C/D tenants by the way.