As a lender who specializes in financing for real estate investors, I understand the unique needs of the BRRRR strategy and can offer tailored solutions to fit your goals.Here’s how I can support you:Flexible Financing Options: Various loan products designed specifically for investors like you, allowing for quick access to funds for purchases and renovations without the stringent requirements of traditional lenders.Experience with BRRRR: Having worked with many investors using the BRRRR method, I can guide you through the financing process, ensuring you understand the best strategies for maximizing your returns.Quick Turnaround: With a streamlined application process and quick approvals, you can move fast when you find the right property.Personalized Support: I’m committed to building strong relationships with my clients.

Will a builder even talk to me if I'm not approved for a loan yet? 

The representative from my credit union asked, "Who's approving the loan, us or the seller?" 

Sort of forgot about them, looks like my property was "approved" with them but that's the last I've heard from them and this was last December.

They could have stated that the tenant needs to find a licensed contractor and provide their info/quote for owner approval and then pay the cost directly.

Talk to a lender and see what you area approved for.

This is why the agencies don't let you swap out management companies, or engage in unexpected mass-renovations (as opposed to simply renovating on turnovers), without their prior approval.

I have 2 cars that we are trying to exclude the payment from for dti ratios.One was owned at $852 monthly payment (this was refinanced to remove borrower from the loan)this one is giving me a problem because they are asking for payoff but honda is saying they take up to 10 days to be able to send it.Any guidance on a way to get this closed sooner would be great, seller is on a tight timeline.Second one is a lease that we have had approval to terminate (for $2600 fee) and then that one would be excluded.

But, would my 2024 income even be considered towards pre-approval given it is not on a tax return yet?

Do you prioritize competitive rates, flexible terms, or quick approvals when securing funding?