Phil Alexander, the main guy, does not hold the local providers accountable.

The main property will be my primary residence.My biggest question is, what kind of foundation would you use, (that is to code and will pass inspection/permits in Charlottesville) that is either relatively easy DIY or cheap to outsource.

I made the layout more user friendly, added a whole wall of closets in the main bedroom, totally gutted kitchen and bath.

They used to be marketed with all of the other homes on the main search page, but a user had to go into the filters and specifically select the "FSBO & Other" tab.

We mainly own SFR and do LTR but last year we added our first STR and its been a great experience.

ALSO they have regs on rooming houses only allowed in specific zoning, similar zoning as for hotels;  only on main streets in business districts AND you have to apply for licensing and blabla as for a hotel..That said;  there is a small movement supporting rent by the room as a small step toward solving affordable housing. 

My main concern is whether it's hard to meet their criteria for properties and secure funding.

I’m mainly concerned about the rate change happening without prior notice, especially since both loans started and are closing on the same day.I’m scheduled to sign tomorrow and close on Friday.

To make the job flow easier, but also (mainly) to protect myself if a customer changed their mind later ( which was common).

As mentioned the main downside to using a SDIRA to purchase properties is you get no tax benefit upside (depreciation) and have to pay taxes on UDFI.