For example, if you have an in-law suite with a separate entrance, you're not allowed to rent it short term.

Based on what I know, I would look for nothing over the top. like a business suite and tie at a walnut oversized desk.

The last few properties the mortgage broker has come back with 2 offers from lenders, and I have selected the one that had the best terms and rates to suit my needs, without having to shop multiple lenders yourself. 

Contrast this to work that is genuinely part of Agent's duties which could also result in a suit. 

I agree with @James Carlson that the part of town that will be best suited for the style of home you are looking for is likely in Northglenn, but I'd also add in southern/western Aurora - which would be much better for both of y'alls commutes. 

Other "damage" that we've had to use funds from this account to pay for were small things like a new coffee pot (when the lid was melted in the dishwasher), a new set of sheets that were damaged by a wet bathing suit bleeding red dye, and a new twin mattress when a special needs child accidentally wet the bed.As for security deposits on AirbnbI learned recently that if you use OwnerRez PMS software you can charge an Airbnb guest a security deposit.

Cardoza | Loan OfficerNMLS 389926C: 831.227.9399O: 831.689.85003060 Valencia Avenue Suite 3, Aptos, CA 950031900 Camden Ave Ste 101, San Jose, CA 95124Premier Mortgage Resources, LLCCo NMLS 1169 | Equal Housing Lender

Learn to ask the best questions for your situation (LTV, current rates, fees, etc) to see if the lender suits you.  

In short, buy the software and then start running a search:Your city (and surrounding area)Just started a new job in the areaJust left a job in a different stateIs a VP, SVP, or C-Suite level individual (read: buying a more expensive home)By running this search, you'll get a list of a few dozen people who are moving to the area and are likely looking to buy.Good luck!

Under Denver's Airbnb laws, those would be treated the same as any other kind of rental on the property where you live (whether that's a different kind of basement apartment/mother-in-law suite, a carriage house, or just a room rental STR).