@Gregg Fratto independent of good or bad idea, most hard money lenders won't let you borrow your down payment. 

They are trying to profit from you, so should not be trusted any more than any other seller.1) Qualify the area2) Qualify the company3) Qualify the propertyMake sure you independently validate any information they provide or that is important to your success.

If you want to use this guy to do your maintenance & repairs (not recommended), then draw up a separate contract/scope of work agreement in which you will pay him independent of the rent, and have him pay whatever your market price is for the unit.

Make sure they are independent, stay away from the big banks. 

If you really think that your property was nationalized, I'll buy it from you at 50% of independent appraisal.

You probably should look to an independent agent as they have access to multiple companies.

But what stuck with me also was the statistic on cancer meds (where a huge amount of pharma development money is moving).

If I did some of the assignment transactions he does with eXp, they'd be all over me for breaking my ICA (independent contractor agreement).  

Denver/Longmont is basically the capital of the financial independence movement with Mr.

Financial Advisors that are Independent RIA's will often do it significantly cheaper.