As you saw in the case study, the borrower had a judgement with a credit card company.

The EIN allowed me to open up a Business Account at my credit union and it also allows you to open a business credit card.Now I have rents deposited into the business bank account and pay all expenses with my business credit card.

Buissnes cards, small flyers, and a "burner phone."

It should also include cleaning of the condenser (outside part).Whether you do this yourself (if qualified and hold an EPA card), hire a company for a one-time fee, or sign a maintenance contract are all options.At minimum, I would at least clean the condenser once a year, which you can do yourself.Some contracts include this and also include a Winter PM for your heating components.

We collect the fee by check or by credit card.

I got a 500 dollar credit card I pay off every month.

My DTI is ~30%.Initial thoughts: work to get a personal loan to pay off debt to 401k loan, student loan & credit cards.

Once out of college not a single person or bank has ever asked to see my report card.  

After that, their credit card will be charged.I then just let the $39 from all the rentals accumulate.

Are we taxed somehow on the conversion of CC points converted to gift cards?