I financed the balance.

I’ve been charged (but not billed) $300 a year on the zero balance account for the last two years.

Especially if you don't carry a balance.

So if you did transfer to a LLC and the LLC even got a loan, you would probably still be on the hook for that loan with a personal guarantee.I'd say if they are only worried about the equity position on the existing unit, then you could improve that with a cash payment to the lender to reduce the principal balance.

As a contractor, I know that sometimes you have to pull everything back to find the damage and repair it, otherwise, you just have a money pit that keeps sucking up all your resources, and never is what it could have been, had it been repaired properly.

[/b]THE WIFE- Currently employed. 4 months in a new job (bank)- Credit Score of 527- Rental checks ok (same as husband)- Has a installment loan with a balance of $33.4K with a monthly payment of $395- Has a loan balance $32.9K, shows as past due for $15.9K with monthly payment of $574.- Has 11 collections: $943 Medical (2011), $284 Medical (2009), $722 Citibank (2009), $1,086 Sprint (2009), $491 Victoria Secret (2010) shows as paid, and another 6 other collections for medical that amounts for $900 (2010)- In the trade section it also shows few other items that were "placed for collections": $45 Sprint (2011), $1,706 shows as closed by creditor grantor (2009), $4,775 Student Loan shows as unpaid balance charge off (2004), $22.1K Student Loan shows as unpaid balance charge off (2009), $1,189 Placed for collection (2010), $1,812 placed for collections (2010).Now, I do not know if this is typical considering the state of the market and economy as I entered the business only a year back, but based on myself and people I know, this seems to be awful!.

Clearly, neither candidate has a plan for balancing the budget or reducing our deficit.Obama hasn't laid out a plan in 4 years, and Romney -- who claims that this is the most important issue we're facing -- hasn't laid out a plan.

The only difference is that each month the property owner will receive two payments for the tenant’s rent - one from the tenant, which is about 30 percent of the tenant’s income, and the balance comes from the Housing Authority of the County of San Joaquin.

They responded that I didn't give them proper notice to vacate.

They should have renters insurance to cover their belongings.An attorney will take up a bunch of time.I would make sure their apartment is fixed properly and not on the cheap and that also they reimburse the days out of the unit say so many days as a free rent credit moving forward.If they blow off the requests that might be the time to send the attorney letter to wake them up to working with the tenants.