Telelisting - Great for scrubbing to see if I can find a phone number based on an address.2.

In the texts he told me he was moving to Minn and when I last saw him he appeared sick but when I asked how he was doing he just said awful and didn't want to talk about it.

Yeah that would be crazy that makes sense.. as others have mentioned in your scenario owner carry to me is last resort give it 90 days at least. 

Electric water heaters last longer, but cost more to run.They don't build them like they used to.

@Jack QuinFor us, a 530 credit score is a no-go from the start. 3x income is great, but they do not pay their bills.When I self-managed and listed on Zillow or any other platforms, I usually would initially assess people by speaking to them on the phone. 2-5 minutes on a phone call with a prospective tenant will give you a good idea of what to expect.

I know some who started their own gig in last three years but have been around for 30 and put a team around them with other experienced operating experience, thus I would invest with them 10/10 times than the person who graduated college five years ago and is already doing syndications.The next few years are gonna remind me of the scene from the big short when he is with the stripper and she is talking about her five homes.

Since last year of November, Fannie and Freddie has allowed borrowers to put min 5% down for conventional loans and being able to invest multifamily up to 4units.Also, the beauty of FHA is that it allows you to put 3.5% down payment to invest in 1-4 units.

My last quote was 6.65% I use cbre or marcus and millichap to broker they charge about 10-25k to broker the loan.

Something to consider if you appreciated a lot in the last few years. 

But they will actually charge you $120, 20% mark up, for making the phone call and coordinating with tenant a good time to make fix.