I am wondering if a class action lawsuit is worth the effort.Victor 

There are several strategies and actions you can take to help get prepared and build equity (getting started now will allow you to build equity for your future).One strategy that can be especially helpful for first-time investors is house hacking.

Take action everyday to learn something new.2.

Stop reading the books and take more ACTION.

I just want to cover my bases with a plan of action. 

Planning for your fear:"If 'X' happens, I'm going to 'Y""'Y' is the best action to take for the following reasons""Here is a basic outline of how to do 'Y' effectively"Mocking your fear:"You really think that 'X' is going to happen?

We are still considering our plan of action and have contributed to a law suit that is fighting it. 

I always encourage immediate action.

One for each month's dollars you're taking out, and next to it a running total of it.3 - Get an estimate of the cost to replace a roof, a furnace, a driveway, a new kitchen, and anything else you would be using this money for.4 - Look down the second column (the cumulative number) and find out how long it would take to have saved enough in this fund to pay for, let's ay, a roof replacement.5 - Then, think about what would happen if during this waiting period, you had a vacancy, or a different/added cost.6 - Now ask yourself, "is the act of saving this money monthly a functional action, or an illusion"?

I know that this means to drop the excuses of how you can't or aren't able to reach your goal, to commit to an actionable plan, to understand your intrinsic and extrinsic reasons why, and to focus on following through on the objective- even though it will be uncomfortable.