Costs Costs that can be financed 43200 x $140 = $6,048,000 building costs       $75,000 pool       $150,000 site work       $85,000 land       $10,000 design fees       $60,000 civil engineering       $5,000 legal fees (condo incorporation)       $100,000 developer fees       $288,000 commissions and closing costs       $7,000 web design       $6,828,000 total financiable costs Costs that cannot be financed       $1,092,480 closing and interest costs Total cost       $8,208,480 total costs Total cash cost $6,828,000 x 0.2 = $1,365,600 down payment on construction loan       $1,092,480 closing and interest costs       $2,458,080 total cash cost Revenue, Profit, and ROI       $200,000 estimated sales price per unit 36 x $200,000 = $7,200,000 revenue $7,200,000 - $8,208,480 = ($1,008,480) profit ($1,008,480) / $2,458,080 = -41.03% ROI

I don't know any free on the web. 

The company we use, has a web site, or form, they fill out the application, and they pay $30 for their background check. 

Open to paid seminars, books, specific podcast episodes, or free proven web resources.Thanks all!

i dont know if i can post a web site but i have met him in person and he is the owner!

Hi @John Stutz , from my past web searches for lenders.

Many investors use either web-based generic cost seg services that do not actually inspect your property or some kitchen table estimates. 

And if you want a more data driven answer versus an opinion just do a web search for "student loan vs investment calculator" or "debt investment calculator".

Also, be sure to list your business on the web and include your total business experience in your profiles.Take these steps:1) Establish a strong internet presence for your company by listing it on at least 15 sites-- Facebook, LinkedIn, Twitter, Scoop It, Bing, Manta, 411, Google+, Google Places, etc.2) In addition to your business checking account, open an expense and savings account in the same bank.

They have more than a dozen focus groups (Rental Property Owner, Notes, Wholesale, AirB&B, New Investor, Women In Real Estate, Apartments, and lots of others you can see on their web site).