@Lee Zhao I say "more reliable" because, ideally, your clients should be looking for experienced and established  investors who will be buying these properties exclusively to lease.

We leaned toward SE because it is more established and closer to downtown Cape and downtown Ft.

Once you establish a relationship and a track record, they might lower or eliminate the points but normally, you pay points as a newbie. 

That community is one of the most established around here, and their prices in there didn't fall that much, even during COVID, which is positive.Let me know if you have specific questions.

The added benefit of this process is that you can also have your attorney sign the public records as "Nominee Trustee" before assigning yourself as the "Trustee" once the trust has been established.

Maintenance has a lot to do with the overall condition of the property.

I'm literally a newbie to STR at the start of 2018 and now feeling more established and going from ZERO to 6 properties in 1 year is not a success story? 

Union City is an easy commute to NYC and the Mayor (although controversial) has done a lot to improve the city like repaving sidewalks, adding trees and nicer street lights and adding parks, pools and sprinkler parks. 

For a more precise perspective without these programs (or in addition to), I would encourage you to start establishing professional relationships with local brokers, mortgage lenders, and other support pros (legal and accounting).I’m curious to know about your chosen niche and experience.

The county has a lot to offer and is great for buy and holds if you get the right numbers.