@Chris Billington so what you want to do depends on what product is best for your situation.

Those things are part of the farm operation and our largest amount of income is from farm products (Christmas trees).  

It's an opportunity for startups to introduce their products, should be a lot of interesting companies to see.

@Sean Gallagher,1. a 1031 always starts with the sale of a piece of investment real estate (type is not important just that it be investment and held for productive use in business trade or investment).2. 

Like I said, if they can't explain everything and answer all your questions on the spot, then they don't have enough knowledge of their product, therefore you're not getting your money's worth.

Just do what keeps you the most productive.  

Obviously it's a good loan product for those that qualify, but it sounds like there are certain restrictions that aren't working for you.

@Richard RobertsLenders can be compensated differently, but they are definitely not allowed to steer you into a certain product. 

Indulge me in a thought exercise: Imagine several scenarios for yourself 20 years in the future: one in which you find a way to work, save, invest, and grow, and another scenario where you essentially do nothing for fear of failure.

The portfolio product will develop and become much more widespread over the coming years.