Good luck,Ryan Hi Ryan, Thanks for your quick reply!

Mitch, thank you so much for the encouragement and time.

There are short term lenders (2-10 year) where you could refinance without title seasoning requirements and pay off your cash in loan quickly, then refinance again for a better rate with a more traditional 30 year loan.

You can loose a year of cashflow very quickly to unexpected roof repairs, furnace or air conditioning replacements or even exterior painting for a random C of O inspection or a shocker come tax time.

Seems we agree it would encourage higher quality posts.

I ended up being in contact with what I feel is a really good real estate agent (asked me my why, always tried to provide as much possibly without me asking, and provided information I asked for fairly quickly).  

I really want to move quickly here and the funding is the only thing holding us back at this point .

Greeley may be a little better than other places on the front range but as Dan said there is a lot of “stupid money” here right now, and Greeley is quickly becoming one of the hottest markets around.

If not start shopping around quickly.

Cash allows you to move quickly whereas traditionally financing can take up to 45 days.