I don’t ask for extra upfront.

Are you just looking for extra cash, do you want to escape your W-2 job, or are you just looking to sock things away so you can live well later in life?

If you want to really dive in and do more deals, then pull out the money so long as you can afford the extra monthly.

Coupled with : reporting more income from the business (you will have to pay more in taxes, sure) but paying an extra 25k in taxes could enable you to qualify for much more and instead of buying for $200k out of state you could buy another primary home at 5% down payment (instead of 20% out of state) and buy out here in LA county. 200k out of state: 20% down : $40k 600k here: 5% down : $30k (with better appreciation and cash flow from ADU) You could buy in an area out here under 600k and again, put in an ADU and be in a better position.

Make sure you consider all the extra expenses that str properties have:third party software, supplies, county taxes and business licenses, utilities, internet, etc.and run the numbers to estimate what your cash flow will be in the high season and low season.  

@Nathan G. communication issues of course aside from the above one of mine is extra vehicles. 

When I put my rooms up for rent in my 4 bed 2 bathroom, I started them out at $850 and found out very quickly I would not have an issue filling the extra bedrooms.

Depending on the number of units, size, and condition, that additional landlord responsibility could result in thousands of dollars in extra repairs and maintenance expenses added to your underwriting.TIP: Do not assume the responsibilities of the landlord and tenant.

@Ronald RohdeYou didn't answer the question.Do you have any extra fees you charge?

Ask yourself how spending an extra $45k (on anything for REI) does that and you will have your answer. ;)That $45,000 cash out of pocket is an entire down payment on another house.