True wealth is built through appreciation and the west coast is going to provide the most opportunity for appreciation.

Im in a rather expensive city but future appreciation looks great still.

Whether it's hidden gems or established areas, I'm open to exploring various options.Here's where your expertise comes in:- Promising Markets: Based on your experience, which areas offer compelling opportunities for cash flow and appreciation within the $150k range?

Appreciate your feedback.Another question I have is related to Cashback from the business credit card.

Year 1, cash on cash return at 9.46% Over the next 10 years, here are the projected overall returns with 5% year over year rent growth, 3% year over year appreciation of the property, and calculations for tax savings + debt pay down: I'm a buy and hold investor.

I appreciate it and it sounds like you have had good luck with them. 

Hi Ryan, that would be great I would so appreciate that.

I know it is a long post, but any help and guidance are much appreciated!

I'm sure there are other strategies available and would greatly appreciate all insight others are using to pay off and reuse their HELOCs.

Much appreciated.