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Is it advisable to just wait and pay the diffrence instaed of paying 5000.00closing costs and becoming upside down .

Please be advised that there are combo loans that allow for (I realize you intend to buy and hold before construction):- Land purchase and construction costs rolled into one loan.- Land purchase, construction costs and permanent financing rolled into one loan.

We are refinancing now and I am really trying to just understand the do and don't .My advise to you would be to get a referal from a freind that you trust and give that person a call.

Anyway, I got a letter from her last night indicating that she informed me of the mold issue back in Mar/April and nothing was done about it and that Section 8 has advised her seek legal aid.

It is like having a virtual mentor, and in a way it is even better, because there are more than one mentor giving you great advises.

if not i'll just keep looking for your advises. thanks again !

(closign costs, commissions, % of down payment (if needed, or advised?)

Investment Adviser.

The existing mobile home is currently being rented and generates income each month.