In Massachusetts where I practice, the requirements include a lot of classroom, plus an apprenticeship.  

I rolled my eyes A LOT, but he was coming up, slowly but surely.He gave credit to putting into practice what he learned from Renatus.I watched him get to the point of becoming a successful real estate investor, in that it has totally replaced his previous income.His credit score is superior to many.

I currently have an unfiled Quit Claim Deed in my name for my Primary Residence from a family member. The Quit Claim Deed is notarized and i have filled out the PT-61 form (Georgia), just haven't gone to the Tax offic...

I was hoping some reputable HML in each geographic area would chime in on best practices and market conditions and rates.were you see the folks getting sucked into they pump and dump pretend lenders is the bait and switch of rates that mirror FHA or conventional full doc lending ... and they are touted as private or HML and we know that NO HML company can loan money at 5 to 7% and stay In business.

Account Closed David, lender's liability, common practice, prudent lending policy, simply CYA. 

Then again, in all practicality, why on planet earth would a bank call a loan if everything is a) fine and b) still have the same person on the hook that they vetted at the beginning (see above, no quitclaim will change the fact you are personally liable for the loan; disclaimer: IAMNA(US)L, maybe there is indeed a difference!).

I think it is a wonderful idea, just curious how practical it will be for me to implement.

This is a common practice in commercial construction.

pedestal sinks are so 1990. boring and not practical.  

Exclude business practices