Many people would argue that term-life policies are better and one can "invest" the difference in premium where one chooses vs. being locked into the limited returns of the whole life policy. 

You may argue they are one in the same but they aren't.

I'm sure people here will argue with me about that....but it overcomplicates things. 

I know water bills tend to be minor, but I’ve seen more foolish things for people to argue about.Additionally, you mentioned you own a 3 storeretail strip, so far in your experience has a commercial rental been a worth while venture?

Setting companies up like that is nice, because when the deal is done, there's no arguing about whether you continue in business as originally laid out or not; you have no choice but to dissolve the company, take the funds and move on.

About directly investing cash; it can be argued that that is a benefit.

I will argue with you on the flips - flipping is a job, at least for me. 20% of the work is finding a deal, 80% is planning, managing, staging and marketing the product.

I tend to agree with you that it's probably not a bad time to sell, but most will argue otherwise for a variety of reasons.

You can argue that the lowest rates in history will support increase in sale price purely because one can afford more house. 

One very important aspect that no one is arguing in this post is that the prices are down in many major markets across the US.