Funding: my plan is to shop around hard money lenders for purchase and rehab for best rates/fees/down payment.

@Vicente HernandezReal estate agents tend to prefer property management firms that have clear payment plans, fair commission rates, an easy referral system, prompt payments, assistance and tools, and a good standing.

This will be my first rental property so want some advice.Purchase price - $195KDown payment - $59,176 (25% plus other closing)Annual rental income - $29,424 ($2,452 a month for 4BR)CoC return 10.7%Cap rate - 9.7%; Price to rent ratio - 6.6Cash flow will be over $5k per year after paying taxes and mortgage.

BUT I also know that I probably won’t get such a low interest rate again in a very long time 😅 so I don’t know what to do.

Your tenants will either pay market rates or move in with family. 

There's a lot of sharks out there that charge way more than what it should cost.Another strategy would be to go to areas that have much lower home cost, and good rental rates. 

We got it for a really good price of $360,000 on a super low interest rate (3%) back in '21.

So, I'll not even be in positive with the interest rate we get these days.

Medium to higher prices that cash-flow or break even (at current rates) are probably C/B- class.

Thankfully my wife is a rock star on the nutrition piece.Just like it's good to have great people hold you accountable in your RE journey it's just as important to find a group of people that will hold you accountable with your health.