It's the federal government though so you can bet that they aren't very flexible and can't make changes or exceptions when someone messes up a bid.  

A 30 year loan is a safe bet for few reasons.

With that said, by doing some research and physically checking out the place as much as possible, I think opportunity is still there.   

For nationally, your best bet are professional associations. 

You are in a good position.Regarding your #2, your best bet is to finish the work so it appraises higher, then just get a cash-out refi.  

Your best bets will probably be local banks or credit unions. 

Pinpointing newer buildings will definitely decrease your chances of major repairs, but checking in with the current owner and paying close attention to the inspection seems to be the best bet to make sure you know what you are buying.

Nobody on CNBC are going to tell you that there are problems at the top of the Stock Market and you should Hedge your bets in preparation for all the new Rules and Fees and Taxes that the new Administration is planning to force on us.

However, we are looking to attend a seminar not only to get inspired but to physically meet potential business associates and mingle with like minded folks.

I bet you will be surprised.Maybe just leave it like that.