If your goal is to start accumulating property then keeping cash for down payments would be best imo!

This deal was financed with a 20 percent-down, 5.5% investment property loan from my own bank, with a giant balloon payment at the end of 6 years How did you add value to the deal?

Hi, came across this article on avg down payment by state.https://www.visualcapitalist.com/cp/median-down-payment-for-...Max

Which method has been the most effective for you?

A couple of considerations to add to the other posts:1.Are you paying cash for the down payment or borrowing?

So now, i am considering selling it and paying off the majority of my first rental (I owe about $255k so i could payoff a big chunk and pay off the rest with added payments over a year or two), or put the money into stocks and grow it from there.

Here are some steps and considerations:Lenders look at your debt-to-income ratio (DTI) to determine your ability to manage monthly payments on the money you borrow.

Citi Bank just came out with a low down payment, no PMI option for certain neighborhoods.

@Tristan Bennett, DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans: 1.

Typically investment properties requires 15%-25% down payment depending if it's a single family or multifamily.