Most insurance companies won't insure them, and most lenders are hesitant to provide financing for them, which makes the sale even more challenging.There are, however, investors who specialize exclusively in mobile homes.

I am offering Seller Financing with flexible and favorable terms due to recognizing today's interest rates is not pushing many developers off the fence. 

Also chat with a commercial lender as most investors eventually outgrow conventional financing at some point. 

Do you have enough money left over from your home sale to finance the 4plex as an investment property (additional 10-15% downpayment.) and then still have enough left over for a downpayment on a new home?

These are the top two.One: I'm (voluntarily) unemployed, Don't know how I'll get financing.2) They think they're going to get $75k for it.

If so, you need to make some good guesses on what YOUR NOI will be, what your financing will cost you, and then back into a price.  

I would think rent to own or owner financing would work superbly.  

How did you finance this deal?

There’s a house that need some major renovations that interested me and I was hoping for some insight as to how I should go about financing (once I’ve finished the project that I plan on buying and rehabbing in cash).

Let me know if you have any questions in regards to DSCR financing no income no doc