The utilities can't legally give you that information.Drive by the property and see if the lights are on.

If this property had an actual LEGAL sale since then, can't think of a reason it would not show on Zillow.Zillow also shows that the property is in the Bethune Neighborhood.

A refinance that only pays off the existing balance (plus any costs) is considered a rate and term refinance and should offer lower mortgage rates and costs due to simplicity.

I've bought numerous properties with none of my own money - but you have to work to find these deals and make a lot of offers, and hear a lot of no's.

I offer an easy-out agreement to the owner, but don't want to lose out on monthly fees for longer stays. 

Seek advice from legal and tax professionals to establish the most suitable structure for your US investments.

This will be easiest on a multifamily but possible too, with a SFR + ADU situation assuming the ADU is detached and legal. 

if hvac is really, really old, you could try shopping a "home warranty" that doesn't have hvac caps and exclusions and just get it for "systems." i know AHS used to offer those a while back, but even they started capping to to 3k or something silly.

There are a variety of formulas you can use, but to me, here's the bottom line from a legal perspective: as long as the utility cost sharing provision is not unconscionable, and the tenants agreed to it, they are responsible to pay their share of utility bills. 

I attempted to ask to defer payments until it is rented but the seller will only offer interest only payment at 7%.