Focus more on building personal savings and increasing income (is there a possibility of picking up a part time job?)

Once you are certain about the numbers on it and it’s truly a great investment, go back and increase the HELOC you already have and use those funds.

I'm also actively networking with others to increase my funds/passive income by partnering in deals, providing income, working extra, whatever I can do.The point of all this is that I am approaching it like a business.

Lastly, double check that your unit isn’t overpriced...might be worth it to price it a bit under what the competition is charging just to get folks in the door before winter hits and increase interest?

You'll notice the BP calculator allows you to include custom categories for closing costs and I just include the amount in one of these fields.

And that is why I haven't been aggressive.I have endeavored to build my real estate portfolio using conventional financing with (mostly) 15 year mortgages at very competitive rates, and to only purchase properties that I thought would pay for themselves and generate free cash flow to boot, even with higher than anticipated vacancy rates and increased property taxes.

I forgot to add that the potential rents total $2400+ with a chance to increase them especially since the property is tenant-free at the moment.

Things like evictions or rent increases are very sensitive subjects.

The direct consequence is that our initial cash-neutral property just became CF positive in Year 2 and it will keep improving year after year (as long as you can increase rent in line with inflation, and that expenses also follow the same pattern).

For example, some term that somehow increases/guarantees my return?