I searched through the forums and it seems like the best suggestion I ran across is to create a separate LLC to function as a property management company with it's own set of financials (I understand that the "management fee" I take is considered earned income vs passive income). 

@Jessica HuynhWith FHA, you also have the ‘self sufficiency test’ for 3 & 4 plexes which is an additional hurdle that most can’t get over in higher priced markets.75% of the entire rental income must cover PITI, which is why a lot of multiplexes don’t qualify for FHA loans without a bigger down payment.The only way to get 10% down programs will be with local credit unions and community banks that offer portfolio/ ‘in house’ loans for owner-occupied plexes.

There are also more favorable loan programs with low-money down, down payment assistance, and no PMI.You can eventually scale into MF stuff but it is the most competitive product and might only be worth it if you are syndicating and have investors who require a lower yield.My townhome units have a way better yield than any multi-family units I have seen.

I am currently in the interdisciplinary program with minors in coaching and sports administration.

We did some research on what multifamily mentorship programs had a good track record and joined one we really love! 

Yes, FHA does have the 203k program but, unless you find yourself a desperate seller, most aren't going to wait around 60 days. 

Go to affordablehousing.com to learn more about their program.

@Sam Wilson it was always a dream of mine to become a pilot, after the military I found a program to help me achieve my certificates.

Hey BPers,I am designing a strategy for tax-deferred savings that builds current cashflow and could essentially function as an alternative retirement or FIRE strategy.So...here's the strat in a nutshell:1.

I’ve talked to a lot of them about first time home buying programs.