Roseville is too expensive and suburban anyway.

But I think we'll talk to an attorney for finalizing a plan. 

This will be my first time putting a fund together.1) Create Financial Projections, business plan and investor pitch deck.

Insurance difficulties are everywhere these days, but it seems there is at least one (expensive) option in most instances.  

He was asking $40k for both lots with all expenses covered, but we could only do $38k and he agreed.The entire deal took about 3 months to close.

Lending tax-free or tax-deferred using a self-directed retirement plan is a great way to get into the business.

MY PLAN: My plan was always to refinance the mortgage when rates dropped in the future, so my hope is that my mortgage would eventually come down to around $1,500-1,550 which then makes my numbers closer, as rental prices increase over time.

A little bit about my experience in Real Estate… I started a couple years ago doing some house flips in Detroit ( It was a 2 year plan) then decided to sell everything, moved to Washington DC which can’t afford anything in the DMV area but last year I purchased a very nice 3500 SQFT Duplex in Shaker Heights, suburb of Cleveland. 

They plan to sublease to professionals like traveling nurses (2-5 months) and short-term families (we're near Disneyland).

A 1 million home is way more expensive than one for $999,999 in peoples' minds.