We aired it out, washed the floors and walls, used an ozone generator, deep cleaned everything, aired it out, painted, aired it out again and essential oils at the end sealed the deal.

Also make sure you prioritize essential areas like bedroom and bathroom.

As I am already 50% owner, I do not believe it will affect me (correct me if I am wrong) but what about my fiance who will essentially gain a property in this way. 

I would get all the paperwork you can from the lender and confirm what you can do with a lawyer. 

Hi @Kenny Dahill, while I'm not an attorney, accountant, etc... the paperwork that I have seen for my specific situation has not said that at all.

I pay someone to cut it once a month so we essentially alternate and it’s cut every 2 weeks.

In this case your gain is going to be much higher than how much cash you get- since essentially you accessed that cash early via a mortgage and heloc. 

There is less paperwork, no up-front PMI, and monthly PMI will drop off once you hit 80% LTV.

If you have a way to fast track doing the paperwork etc you definitely are bright indeed.

They saw the property today and we are putting the paperwork together.The $20,000 is about 8.7% down on $230,000 - you take the sales price and subtract the down so $230,000 - $20,000 leaves $210,000 mortgage with a payment of $1650.