@Ryan Weimer sounds like a great return, well done!

- Ryan

You are the only one who can make that choice.

I've done facility maintenance work in the past for my first job and believe I'd be able to manage contractors but this wasn't a desired choice.

I'd say as long as your not buying top of the line appliances and instead opt for gently used or discounted appliances they should pay for themselves pretty quickly... but nonetheless it is your choice. 

Generally you'd see $5k-6k given your choice of a low DP loan, so that would drive down the CoC. 

When cities and towns can't make ends meet, they have two choices (like any business): increase revenue or reduce expenses.In most cases the ability to reduce expenses is minimal at this point, and the far easier choice is to simply increase taxes.

@Ryan Daigle great question!

And #1 for education, and by what I have seen since COVID started #1 choice of independents changing things up that need the help to survive and thrive. 

That loan was my first choice, and because it wasn't available to me I wasn't able to do as much rehab as I would have liked.