Also, while the number of people who would invest it and try to make it grow on this forum is probably high, in the general population how many people are going to see the opportunity cost of that money and not just spend it on something foolish because they have the extra cash burning a hole in their pocket? 

Most people won't want an unfamiliar fire burning while they are gone or sleeping.

Do you have $2-3million burning a hole in your pocket?

Just let the house burn down 3 days in and cover all the costs yourself!

Most BP'ers will pooh-pooh that because they've been burned by "gurus" or know people who have.

@Cassidy Burns 

If you want this to last long and not get burned, it's the best way to go.

You'll rarely get burned with this approach. 

Years ago we bought a property and went the home inspector route . . . told us about torn screens, missing outlet covers, burned out bulbs . . . you know the important things. 

This is why we buy insurance to cover us in case a house burns down.