But the market price of other multies, just 4 blocks away, are about 1/2 of this property.Will the bank rely on comps, or will the bank rely on past rents to determine loan amount?

You can use Transactional funding to get a POF letter. 

Does anybody have a philosophy of putting higher quality blinds that actually block most of the light out in their B and C grade units to prevent tenants from wanting to put up additional window dressings?

So, now back to the definition of "Investment property"TL;DR - lender is helping me to write the letter in a way that prevents fraud AND allows me STR optionsHere is the definition that was sent to me from my lender regarding the definition: source Freddie Mac second Home Mortgage guidelines The Borrower must occupy the second home for some portion of the yearThe Borrower must keep the property available primarily (i.e., more than half of the calendar year) for the Borrower's personal use and enjoymentThe Borrower may rent the property on a short-term basis provided that the property is not subject to any rental pools or agreements that require the Borrower to rent the property, give a management company or entity control over the occupancy of the property or involve revenue sharing between any owners and the developer or another partyYou were right @John Transue and @Keyla Rosario and @Brent Huling I only need to occupy it part time, and can rent it out with no penalty of fraud. 

I consulted with an attorney that confirmed that and we were going to send him a demand letter, but he ended up just releasing the funds before hand.another point is to work with a better realtor + title company. they were not on the deal in terms of dates and no one (including me) paid attention to the important dates, kind of a beginner mistakes but i had some issues in my personal life that took my attention from that and i did expect the 'professionals' on the deal to be more on top of these dates , but i take responsibility for that as well. i just wont use either of them in the future.Hope that'll help anyone else as well thats why i shared this info, and again thanks everybody for the support, both the mental and technical one.Appreciate yall and happy holidays.

In a multiple unit situation a formal letter would be mailed to all tenants noting the procedure (as documented in the lease agreement) or an addendum for being reimbursed and no monies may be deducted from rent.

There are a few sharks as well, but as long as you're smart they're pretty easy to spot.First piece of advice when investing in Baltimore is to really know your comps - just a couple of blocks can sometimes make a huge difference in ARV/rent.

I'm finishing a duplex remodel in Cleburne next week and starting one the next block up on Monday.

I might have to get a lawyer involved to sent her a letter to see if she will stop or ask her to sent me all the results from all of the professionals she hired saying is coming from my apartment you know.

In situations where we believe the tenant may feel put upon by the greedy landlord we provide that data along with a letter informing tenant of need to increase rent or of upcoming rent adjustment.