PM costs for a single property average $1,100 a year, per unit.

This offers better flexibility in terms of ltv and rates/cost as compared to a true no doc.Of course these loans are for properties that are in at least average habitable condition.

As for virus protection, if you want a great FREE product, I'd look at http://www.activevirusshield.com - It is AOL's Active Virus Shield.

Houston is a huge city with certain areas experiencing stronger than the national average appreciation rates.

I may be overly conservative, but I always try to look at a range of possibilities, including unexpected runs of below-average vacancy.

I mean, unless we are talking about houses that are little more expensive than average, then it would seem to me that the simple holding costs for a year would eat up a lot of your equity spread.

I keep seeing infommercials for different products to buy, but I'm hoping I can find everything I need for free on the internet.

I have read other critique sites and such that say he is good about communicating and refunds on any of his things and such - but just wondering if anyone has dealt with him or any of his products...?

On the other hand, banks often have lower closing costs and slightly higher rates on average.

In Charleston, SC - maybe a 3/1 rancher in a decent working class neighborhood, probably more like 800-850.Newspaper reports today that average rents are up 9.6% year-over-year.