Hello all I'm currently in the process of searching for a bank to do my refinance, and figured Id search some advice on here before making any final decisions. 

However, depending on the motivations of the seller, you may find a way to carry some seller financing if you use a local bank or something of that nature.

Should I transfer this cash into a business bank account?

As used herein “additions, improvements, or alterations” includes, without limitation, lock changes, painting, replacing fixtures, installing wallpaper, attaching shelves, installing curtains or shades, or other permanent or semi-permanent changes to the Premises.

My brother and dad plan to invest with me so we will collectively come up with the money for the 20% I assume a conventional loan will qualify but I’m concerned the banks will not see me as a viable candidate for a loan since I still owe so much on the house I just bought (my brother also bought a house August of 2017)Are there any other loans other than conventional I should be looking into?

The projections your bank will make and DCR they require, tends to push your loan amount down.

My bank doesn't have them. 

The rents in there may currently be too low to warrant development and construction of a nice, new 15k SF building now, so I'm looking for ideas for land banking with cashflow.

I’ve done about 6 refi’s thisbyear and each time the appraised (bank value based of comps) has come back about 15-20% higher than the assessed tax value.

We have about 13 rental props from single fams to a 4-plex here in OKC. We are looking to switch ins cos and wanting to know who other investors use in the area. We are not looking for a "budget" company because if we...