I will continue to do due diligence so to not enter a scam but does anyone have personal experience or opinion to share on whether to explore this further or not?

Sometimes it's not the process but mostly the previous scams that have injured the program.

The interest rate is 4% is this a SCAM?

😉The scam works by stealing your identity OR they are probably going to request payment for fees upfront.In general, dont give them sensible data like your SSN etc before you have vetted them.  

I am very anti cash for keys. 

The anti-landlord legislation is almost as bad as Seattle. 

All of the other stuff about scam tennants and foreclosure redeemed stuff is irrelevant minutia that doesn't have anything to do with anything.

Hey everyone,Ran into a situation today where an offer I made was not only denied but followed up with a lengthy email about how I am a scam artist and that if I'm not serious about buying the home than she is a business owner in town and is going to spread word about me.Anyone run into this situation?  

They need someone to help them solve their problems, not make a quick buck by scamming them (which, understand, is what it sounds like to them).

How do I protect myself against a scam?