I am not sure if VA loans will allow for a cosigner but if they don't, other means of financing (FHA) will allow for a cosigner.Whomever is the cosigner will have the debt on their credit report and it will limit their financing ability. 

For example, if a plumber comes and does some work for you on December 23 and hands you a bill, but you don't pay for it until January 10, you do not get to deduct that until January because that's when you paid the bill.  

Account Closed  terrible advice... its one thing to be a bona fide buyer and another being a wholesaler trying to make middle man fee's with no real ability to close.clouding title is a bush league move.. unless you are buying it put up a ton of EM and seller is backing out then you can sue for performance... however probably not many have ever done this..

every state is different.. although in my opinion .. if your definition of wholesaling is to1. put a property under contract with minimum EM and No TRUE ability to close yourself2. advertise it with pictures etc on craiglist or other media3. get compensated for bringing the parties together then I do beleive this is the definition of selling RE that requires licensure.. it jsut depends on if your caught . each state is different on how they enforce with many only doing something if a actual complaint is filed .. other states will troll Craiglist and bust folks.

With your income, you have to ability to start partnering as a silent partner and enjoy the tax benefits as an LP, or if you wish to be more hands on, there are people willing to find good deals if you have the money put up. 

The online version gives you the ability to invite your accountant so they can look at your books whenever you need them to.  

Which do you feel is a lesser of two evils-Having a local postmark and completing it in-house or having an out of state company do it and having the ability to scale up?

If I am a cash offer...we might only beat the 2nd best by $1,000, maybe up to $2500.Now I will also assign values to longer or shorter closing times, ability to perform inspections or waive inspection etc.  

You will need to "feel them out" on the fly which takes an ability to read people and what is behind their emotions, body oanguage, etc.If you experience any difficulty from your first approach, get your attorney nvolved immediately.

People are willing to partner with me even though I don't have much cash because I have the ability to navigate them through the process better than they ever would be able to.