Its slow to get the leads as I have to import them manually and I only get 5-15 leads per week.

Equity in your home might count, retirement accounts are another source of reserve money, but since you would be penalized for taking an early withdrawal the usable amount is less.That's just my 2c, I am sure others will be able to tell you what worked for them!

HelloTime to slow down and chill.

For a marginal applicant, I go slow while hoping to get someone better.

I don't plan on touching this money for withdrawal purposes for a very long time, save maybe college tuition for the little ones, if I'm allowed too.

Banks have been under a lot of pressure to slow foreclosures.

However, at this point, the seller wouldn't let me to withdraw the offer and wanted me to pay my earnest money of $10k since there is a clause in the offer that there is 0 due diligence.

Having your license doesn't slow you down at all, I've always had my license so I'm bias but I can't imaging dragging an agent down to comp out 10-15  potential flips in the 50K-100K price range knowing he/she is only going to make $1000-$3000.

Too much info. can slow the process down rather than speed it up.3.

As for the time being there does not seem to be a slow down coming in the near future.