Some stuff that's no longer in effect, that were in effect during the Great Recession:Couldn't count rental income from a departing primary unless you had 25% equity.Max of 4 financed investment properties (currently: 10).Many people were surprised that their HELOCs were cut off (& here they thought they had a down payment or three lined up!).

If you have a good amount of your home paid off then you can get a HELOC (home equity line of credit) and use part of it as a down payment on your property.

@Justin SeavernsSome methods: HELOC, bringing on a partner, get seller financing with a low down payment.

I'm going to purchase a 6 + unit building in early 2020 and want to use funds from a HELOC on a investment property as the down payment.

It could include maxing out on  the mortgage in FL and use the proceeds for an alternative investment, getting a HELOC, or selling.

I’ve spoken and done applications with big banks and smaller lenders but both ruled out a cash out refi or heloc due to high DTI ratio. 

The inherited house also needs repairs done and I was thinking either refinance his current townhome if it makes sense or maybe even pull a HELOC on the townhome to use funds for repairs. 

Would it be better to refinance and pull out some cash to get started flipping homes or would it be better getting New loan as a HELOC? 

Then fix the place up and do a cash out refinance or HELOC and pull your money back out.

After I’m there a year refinance as owner occupant and have some equity to pull out as part of my down payment is a heloc on my single family home.