This has become a trend, where the initial numbers appear strong, but subsequent revisions show a weaker-than-expected labor market.

This implies that rather than pay the loan early, you are likely to do better putting that money in S&P or you can do far better using it to make a smart RE investment.- current f/f is around 6%.

You want a short term rental policy like @Garrett Brown listed.Regarding the 1m liability, we have 2m and a 5m umbrella.Now this is going to depend on where your STR is.

You can click on the magnifying glass in the upper corner and research previous times this has  been asked and answered.

I just am nervous about finding another tenant at this time of year. 

I am debating about this because I know most people like mature trees but in this particular case, they almost completely cover up the front of the house. 

All to say this version of house hacking has worked for us four times in a row now and in 3 years we have 4 properties (currently) one in a location we thought we never could afford.

Anyone else tracking this weather.

With so many local investors responding to this post, maybe we should do a BiggerPockets Meet Up here in Daytona. 

I would be very happy to schedule a Zoom meeting and compensate you for your time spent mentoring me on this subject.Thanks,Kevin