Also, I'd include a clause about dividends not starting until after a certain maintenance level of funding has been hit (don't pay out all the surplus -- you never know when a plumber or tree guy has to be called in).This is a variation of Think Globally, Act Locally.  

I don't think a one size fits all solution is here.  

@Mike Wood Sounds like the perfect solution for my market (and yours as well) - Thanks bud!

I'd like to choose the best solution that allows for scalability. 

They will then, likely hilariously to their chagrin, work with the Liberal house to reach an appropriate bill that will be a good solution for all, not a great solution.There is a cost to society of people being out on the street, evicted or foreclosed upon, without the ability for recourse.

I get no compensation.Best solution: Get your credit better, pay 25% negotiating debt.Blair is at www.UpGradeMyCredit.com

And trees don't grow to the sky.

We don't call the owner, unless a real emergency; winter freeze-up/flood, blown water heater, tree fell on house, that type of major issue.We have our vendors/contractors take before, during and after digital photos of all maintenance work, and submit those with the invoice via email. 

Anyway, good luck and hope you find a solution.

I send my best regards to the op and hope he figures out the best solution to his dilemma.