If the NY State government is keen on providing rent support for 90 days, then they should be issuing government backed vouchers, not forcing the burden on small business owners.

Otherwise, I've been told by hard money lenders that they can't support because I intend to live in the property. 

Example:Learn about how the CARES Act can help Real Estate AgentsIn our ongoing efforts to support Real Estate Agents during this challenging time, we thought it would be helpful to share some information about the recently passed CARES Act and how it may benefit you.

@Sam Cherry You're input and support on these issues is very good. 

Personally I am a big fan of the smaller local meetups - those tend to be more about personal relationships/ supporting each other.

The more knowledge and support (your team) you have the more confident you can be investing anywhere. 

Or, do you figuratively assign it a "rent" figure to support the overall Cashflow (or potential cashflow) of the property?

I've got an appraiser joke...Appraisers who provide opinions of value in an amount that supports the loan are considered good appraisers who have developed and reported a good appraisal 99% of the time.Appraisers who provide opinions of value in an amount that does not support the loan are considered bad appraisers who have developed and reported a bad appraisal 99% of the time.All Appraisers develop and report mortgage appraisals the same way 100% of the time.

Therefore I help those that I know need it most.Also, I see great benefits to Landlording this way.If tenants hate your guts, it is most likely the tenant will be looking for anything that you do wrong to sue you.If tenants love you, they will stick up for you and support you in case others try to sue you, for instance, a person who supposedly slips on your property.

Once people start going hungry, once people can't afford clothing, once retirement funds lose 80% of their value, it may become politically possible for politicians to change their position and support a return to economic activity despite an increase in death counts.