That's good - and smart!

Be smart.  

I use the Schlage Smart Connect lock and it is quite frugal with battery life.

Long story short, I got an agent who seems smart and understands the kind of deals I was looking for.

I just don't know how to start.I'm asking for help from anyone who can share feedback or resources on financing a starter home, how to snatch a good one, and whether or not a low down payment (under 20%) is a smart option.

If you follow smart people, you can get a lot of insight into what is happening in the world from a lot of different points of view.

This obviously would not happen if smart people were running things.

I am really hoping that the professional real estate experts (or even just really smart people) in this forum can help me!!

A few month before they were telling each other how smart they were to dodge my bullet.

(now you know why the guru is selling the course)Discouraged over buying the course the person then waits until they have enough money to buy ANOTHER course on a different topic or niche.They find out this is hard as well.They keep going through this cycle over and over again.Hitting it big and making millions is sexy and appealing to people.It makes them dream of a happier life and is easy to sell.Doing the small steps to get there in reality is very boring for many and unappealing.It requires sacrifice and smart work and constant learning.Just think how far people would be if they invested that money they bought all these courses with.People that are great don't need to shove it down your throat.Their track record will stand on it's own.We have had many on here post guru crap and when asked for proof they disappear.