The problem is if you're consideried a "trader," you might owe 15.3% SE tax, Fed, and state (if applicable), and 3.8% medicare/obummer tax depending on your circumstances & income..

Got taught a lot of math but not much real world application--hoping to learn some here though!

Navigating state tax law and filing the applicable tax returns is certainly not easy.

If the building has vacant units when we submit an offer, we typically request the Vendor allow us to "assist" with filling it (that way we screen any candidates).We review the Vendors application process and screening practices and often will request to re-screen the tenants - we normally solicit consent while pursuing tenant estoppel certificates.  

Lastly, to a certain extent I would also be concerned that an applicant may have too little actual cash available to them if they need to pay their deposit with a credit card.

The more research you can do and hand-off to them in a clear, organized, format, the more you can save on lawyer fees by decreasing their scope of work.Again, every municipality is different, but the approval process for a rezoning typically involves an informal meeting with the City's staff, a formal application, and a few public meetings such as a neighborhood committee, a zoning review board, and the City Council meeting.

I recently completed an online application to obtain a Hard Money loan. 

@Ann Bellamy that is interesting because here in Oregon they are forcing us to accept Sec 8 applications.

TILA section 129B uses the term “residential mortgage loan” for the purpose of determining the applicability of the provisions of this rulemaking.

That's why I stick to places with larger population basis and usually have mutiple applications on the rare occaisions that I have an opening.