This is very disheartening to see and I’m happy to help you get these people in gear.

Without knowing more about where you are and what you want to do, I wouldn't be able to give too much more than to check the zoning ordinance to ensure what you want to do is allowed and if it is, what implication does it have on your property.Hope that helps. 

I'd also see if they are doing things to help keep the house cool during the day-keeping windows closed, having curtains or blinds closed to reduce the amount of direct light coming in (ie literally the sun shining in through the windows-not simple daylight).

here's what may be the best advice you can get on a project like this ... find the Best Roofer in your area to help with this!!!

For me, I would want to identify an accelerated process to buy a new property via auction.I believe we can help - DM me when you have a moment.

A good broker can communicate between multiple lenders and often times has established relationships within the C-suite levels of multiple lenders that they can make calls on your behalf to "shake some trees" and get things processed not just in a timely manner, but in a manner that is on time based on what you are trying to do.Unfortunately it is not uncommon per se, but knowing where these hang-ups tend to happen and how to time everything based on lenders timelines and processes is where it can be helpful to have 'go to' lenders that you are familiar with, and they are familiar with you to help get things done.Good luck though, happy to help where/if I can.

So once you get title reached out to them and tell them you need help getting the estoppel and they will help.  

I'd be glad to try to help. 

We also use a trust structure to help protect the transaction when needed.I do agree with you that having the dollars to pay off the mortgage if something occurs is best practice. 

Consulting with an accountant who is focused on real estate can help you make the right choice here